Auto Insurance

Usage Based Insurance – How it works

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Usage based insurance (UBI) is an insurance program that rewards your good driving habits by decreasing your premiums. When, where and how you drive is all tracked by a small telematics device that is installed in your vehicle. The information is relayed back to your insurance company, who will determine the discount. But what are […]

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Alberta Government To Review Auto Insurance Rates

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The Alberta government is going to be taking a hard look at the provincial auto insurance system in the near future. With the second highest automobile insurance rates in Canada according to the IBC, many people agree that it’s time to take a look and make some changes to the current system. What Does This […]

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What is Usage Based Insurance & What You Need to Know

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Usage based insurance (UBI) is a new insurance program that is meant to reward drivers with lower premiums for having good driving habits. You might ask, “But how will my insurance company know that I regularly practice safe driving behaviours?” The answer is pretty neat. In order to capture and analyze data, a small wireless […]

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Private vs. Public Auto Insurance

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Here in Alberta, we operate within a private auto insurance system. This means that customers purchase their auto insurance through a private company. Other provinces, such as B.C or Saskatchewan, operate within a public auto insurance system, which means that customers purchase insurance from a Crown agency. Read on to learn a bit more about […]

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2015 Car Insurance Prices Across Canadian Provinces

In 2014, we posted an article highlighting the average car insurance prices across the provinces. Times have changed, and so have auto insurance rates! Read on for an updated breakdown of insurance rates in Canada, from most to least expensive. The insurance prices were taken from data collected in 2015. We will also compare the […]

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GUEST POST: Edmonton Driving Statistics and Modern Accident Technology

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Drivers in Edmonton, Alberta, have long been known as some of the worst in the nation. As a whole, they disregard traffic laws and safe-driving practices while acknowledging that this leads to accidents that may involve serious injuries or fatalities. Several organizations, including a local law firm, have decided to do something about this issue […]

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Why You Should Always Compare Car Insurance Rates

Are you paying too much for your car insurance? By taking the time to compare car insurance rates, you can be sure that you are getting a good deal. You can make this process easier for yourself by using an insurance broker, who can compare car insurance policies on your behalf to find you the […]

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THE INTACT ADVANTAGE: Vehicle Insurance in Edmonton

Here at ARC Insurance, we are proud to be independent brokers certified to offer Intact Vehicle Insurance. One of the primary highlights of Intact’s services is flexibility and the ‘Intact Advantage.’ Unsure why you should switch your current vehicle policy? Read on for ARC’s guide to vehicle insurance in the Edmonton area. THE IMPORTANCE OF […]

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What is Comprehensive Coverage Auto Insurance?

Imagine heading up to a cottage in the summer, going on a road trip, or simply parking in a busy public parking lot when the unexpected happens. Your either collide with an animal, your vehicle is stolen, or an act of nature damages your vehicle. Basic car insurance only covers you for so much, but […]

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